www.925-1000.com

I have a silver coin holder.
The hallmarks are quite clear on the inside cover.
Sterling Silver, Year letter "X", Birmingham Assay, L & Co Sponser.
So 1897, by Lucas & Co, Hylton Street, Birmingham, I believe.

What puzzles me is the actual coin holder itself (which can hold modern penny coins, nothing larger).
It is stamped Sterling Silver, with year letter "O" but nothing else.
I would guess that the coin holder is a later addition into the case.
Does anyone have any thoughts please, especially about the date and origin of the coin holder?

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The holder mechanism has been replaced for some reason, but probably like-for-like. It's actually made for half sovereigns which are about the same diameter as a modern penny.

Phil